Capital Readiness: What Lenders Want to See
• Workshop Room 1
Learn what lenders look for and how to build a strong, bank‑ready capital profile. City First Bank breaks down the lending process, the Five C’s of Credit, common pitfalls, and steps to boost your chances of securing funding.
Presented by:
Vince Peyronel City First Bank
Vince Peyronel is a Business Banking Relationship Manager at City First Bank, a mission-driven community development financial institution serving entrepreneurs and growing companies across the Washington, DC region. He specializes in helping small businesses access capital, structure debt strategically, and build strong banking relationships that support long-term growth.
With a background in commercial credit and portfolio management, Vince brings a deep understanding of how lenders evaluate risk, analyze financial statements, and make loan decisions. He has structured and underwritten transactions ranging from working capital lines of credit and SBA facilities to multi-million-dollar c
Vince Peyronel is a Business Banking Relationship Manager at City First Bank, a mission-driven community development financial institution serving entrepreneurs and growing companies across the Washington, DC region. He specializes in helping small businesses access capital, structure debt strategically, and build strong banking relationships that support long-term growth.
With a background in commercial credit and portfolio management, Vince brings a deep understanding of how lenders evaluate risk, analyze financial statements, and make loan decisions. He has structured and underwritten transactions ranging from working capital lines of credit and SBA facilities to multi-million-dollar complex real estate transactions. His expertise spans cash flow analysis, debt structuring, covenant design, and aligning financing with operational strategy.
Vince is particularly passionate about demystifying the credit process for business owners. He works closely with entrepreneurs to strengthen financial positioning, improve bankability, and build sustainable capital stacks that support expansion, hiring, and community impact.
At the intersection of relationship banking and disciplined credit analysis, Vince helps business owners not just secure financing - but understand how to think like a lender.